CardInsight is an independent credit card research platform focused on helping users in India make smarter financial decisions.

Credit cards are often marketed with attractive reward rates, welcome bonuses, and premium lifestyle benefits. However, the real value of a card depends on how it fits into a person’s actual spending habits. Our goal is to simplify that evaluation process.

We analyze reward structures, annual fees, milestone benefits, lounge access conditions, foreign exchange markups, and other key details often overlooked in promotional materials.

Instead of repeating marketing claims, we focus on practical questions:

• Is the annual fee justified?
• What is the realistic reward rate after exclusions?
• Are there hidden spending conditions?
• Who should apply — and who should avoid it?

CardInsight is not a bank, financial institution, or registered financial advisor. All content is provided for informational and educational purposes only.

We strongly encourage users to verify the final terms and conditions directly on the official issuer’s website before applying.